Insurance & Financing Options at Summit Ridge Dental
We believe cost should never be a barrier to great dental care. We accept most major insurance plans and offer flexible financing for every budget.
Insurance Plans We Accept
Summit Ridge Dental is in-network with most major dental insurance providers. Our team handles all the paperwork — filing claims, tracking benefits, and making sure you get the most from your plan.
We are in-network with Delta Dental Premier and PPO, Cigna DPPO, Aetna DMO and DPPO, MetLife PDP, UnitedHealthcare, Guardian, Humana, GEHA, and select BlueCross BlueShield plans.
We also work with most out-of-network PPO plans. Even if we are not in your network, you likely still have benefits that can be applied toward your treatment. Call us at (480) 555-7100 and we will verify your coverage before your appointment.
The Summit Savings Plan gives uninsured patients access to affordable dental care with no deductibles, no waiting periods, and no claim forms.
Your annual membership includes:
- 2 comprehensive dental exams
- 2 professional cleanings
- Necessary X-rays (including digital and panoramic)
- 15% off all other treatments (fillings, crowns, implants, cosmetic procedures, and more)
Flexible Financing Options
Major dental work does not have to mean major financial stress. We offer multiple financing options to help you get the treatment you need now and pay over time.
CareCredit
CareCredit offers promotional financing with 0% interest for 6 to 24 months for qualifying patients. Apply online or in our office — approval takes minutes.
Lending Club
Fixed monthly payments with competitive rates. Borrow up to $40,000 for dental treatments with no prepayment penalties.
We Also Accept
Cash, personal checks, Visa, Mastercard, American Express, Discover, and HSA/FSA cards.
How Dental Insurance Works at Our Office
Step 1: We Verify Your Benefits
Call us or fill out our online form, and our team will contact your insurance company to verify your coverage, deductible status, and remaining benefits.
Step 2: We Provide a Cost Estimate
Before any treatment, you receive a detailed estimate showing what your insurance is expected to cover and what your out-of-pocket cost will be.
Step 3: We File Your Claims
We submit all claims directly to your insurance company. You only pay your estimated portion at the time of service.
Maximize Your Benefits
Dental insurance benefits typically reset on January 1st. If you have unused benefits, schedule treatment before year-end to avoid losing them. For major work, we can help you plan treatment across benefit years to minimize out-of-pocket costs.
Insurance Plan Details
Learn more about your specific plan's coverage at our office.
Delta Dental
Premier and PPO plans accepted at all locations.
View coverage →Cigna
DPPO plans accepted at all locations.
View coverage →Aetna
DMO and DPPO plans accepted at all locations.
View coverage →MetLife
PDP plans accepted at all locations.
View coverage →UnitedHealthcare
Dental plans accepted at all locations.
View coverage →Insurance & Financing FAQs
We accept Delta Dental, Cigna, Aetna, MetLife, UnitedHealthcare, Guardian, Humana, GEHA, and select BCBS plans. We also work with most out-of-network PPO plans. Call (480) 555-7100 to verify.
Our Summit Savings Plan ($299/year) includes 2 cleanings, exams, X-rays, and 15% off all treatments. No deductibles, no waiting periods, no claim forms. It is an excellent alternative to traditional insurance.
Yes. CareCredit offers 0% interest for qualifying patients. Lending Club provides fixed monthly payments. We also accept HSA/FSA cards and all major credit cards.
Absolutely. We verify your benefits before your appointment and provide a detailed cost estimate for any recommended treatment, so there are no surprises.
Let Us Help You Maximize Your Benefits
Call to verify your insurance or enroll in our Summit Savings Plan. Our team makes dental care affordable.