MetLife Dentist in Scottsdale, Tempe & Gilbert
Summit Ridge Dental is proud to be an in-network provider with MetLife PDP. We make it easy to use your benefits — our team verifies your coverage, files all claims, and provides a detailed cost estimate before treatment.
What Does MetLife Cover at Our Office?
MetLife PDP plans typically offer tiered coverage for dental services. While specific coverage varies by plan, here is what most MetLife patients can expect:
Preventive Care (Usually 100% Covered)
Most MetLife PDP plans cover preventive services at 100% with no out-of-pocket cost to you, including dental cleanings (2 per year), comprehensive and periodic exams, digital X-rays (bitewing and panoramic), and fluoride treatments for children.
Basic Restorative (Usually 70–80% Covered)
Basic services are typically covered at 70% to 80% after your deductible, including tooth-colored fillings, simple extractions, and root canal therapy on front teeth.
Major Restorative (Usually 50% Covered)
Major services are typically covered at 50% after your deductible, including dental crowns, bridges, dentures, root canals on molars, periodontal treatment, and oral surgery.
What About Dental Implants?
Coverage for dental implants varies widely by MetLife plan. Some newer plans include implant coverage; others do not. Our team will verify your specific plan's implant benefits before recommending treatment.
Typical Out-of-Pocket Costs with MetLife
These are general estimates for common procedures. Your actual costs depend on your specific plan, deductible status, and annual maximum.
| Procedure | Typical Cost | Your Estimated Cost* |
|---|---|---|
| Cleaning & Exam | $200–$350 | $0 |
| Tooth-Colored Filling | $150–$300 | $30–$90 |
| Dental Crown | $800–$1,500 | $400–$750 |
| Root Canal | $700–$1,200 | $350–$600 |
| Extraction | $150–$350 | $30–$105 |
*Estimates based on typical MetLife coverage after deductible. Actual costs vary by plan.
How to Use Your MetLife Benefits
Step 1: Schedule Your Appointment
Call (480) 555-7100 or book online. Let us know you have MetLife PDP when you schedule.
Step 2: We Verify Your Coverage
Our team contacts MetLife to verify your specific benefits, deductible status, and remaining annual maximum.
Step 3: Bring Your Insurance Card
Bring your MetLife insurance card and photo ID to your appointment.
Step 4: We Handle the Rest
We file all claims directly with MetLife. You pay only your estimated portion at the time of service.
Tips to Maximize Your MetLife Benefits
Use both preventive visits every year — they are fully covered and help catch problems early when treatment is simplest and least expensive. Know your annual maximum — most plans cap at $1,000 to $2,000 per year. For major work, we can help you split treatment across benefit years. Do not let unused benefits expire — most plans reset on January 1st. Schedule any needed treatment before year-end. If your plan covers orthodontics, ask about Invisalign coverage for yourself or your children.
MetLife Coverage FAQs
Yes. Summit Ridge Dental is an in-network provider with MetLife PDP at all three locations in Scottsdale, Tempe, and Gilbert.
Coverage varies by plan. Some MetLife plans include implant benefits; others do not. We verify your specific coverage before recommending treatment.
Most MetLife PDP plans cover preventive cleanings at 100%, meaning no copay. Verify your specific plan details when you call to schedule.
Yes. For treatments not fully covered by insurance, we offer CareCredit and Lending Club financing for the remaining balance. This is a common approach for major procedures like crowns, implants, and Invisalign.
Have MetLife? Book Your Appointment Today.
We will verify your coverage and provide a detailed cost estimate before treatment. No surprises.